Family Protection
Secure your family's financial future with protection policies that complement your will and Lasting Power of Attorney (LPA), ensuring seamless support for your loved ones.
Secure your family's financial future with protection policies that complement your will and Lasting Power of Attorney (LPA), ensuring seamless support for your loved ones.
This review is provided by Protectionhelp and does not use the services of APS Legal
Family protection ensures that in the event of illness, injury, or your passing, your loved ones have the financial resources to maintain their lifestyle. It works hand-in-hand with your will — which outlines how assets are distributed — and your LPA — which allows trusted individuals to manage affairs if you're unable to. Together, they provide comprehensive peace of mind, preventing financial hardship and preserving your legacy.
Provides a lump sum payout to your family upon your death, helping cover immediate expenses like mortgages, debts, or daily living costs. This integrates with your will to ensure the funds are used as you intend, supporting guardians named for children.
If you're unable to work due to illness or injury, this replaces a portion of your income, protecting your family's stability. It aligns with your LPA's financial affairs provisions, allowing attorneys to access funds smoothly during recovery.
A tax-free lump sum if diagnosed with a specified serious illness, giving your family breathing room for treatment and recovery costs. This enhances your will's asset protection and LPA's health decisions, ensuring holistic care.
Protection isn't standalone — it's the financial backbone of your estate plan. A well-drafted will directs how protection payouts are used, while an LPA ensures decisions can be made swiftly if needed. We review your existing setup and recommend tailored solutions via Pensionhelp Limited.
Information on this page is general in nature and not personal financial advice. Recommendations are provided by a suitably authorised adviser at Pensionhelp Limited.